Saturday, January 19, 2008

Personal Loans

Personal Loans


Sri Lanka

NDB Bank

Get a Dream Maker personal loan from NDB Bank. Here's how you can go about it ...

What can you do with a Dream Maker personal loan?
You can buy a small piece of land, have a grand wedding, renovate your house, upgrade your car and do just about anything else, after all it's a loan for anything!

Why should I choose Dream Maker?
Well unlike most loans, you don't need any security or guarantors, the documentation is simple and without any of the usual hassle, plus it's quick cash. In short, it's the simplest way to get a loan.

How do I become eligible for a Dream Maker personal loan?
The eligibility criteria are as follows:

  • Work in an establishment accepted by NDB Bank with a minimum of 2 year's work experience.
  • Be confirmed at your current job with a salary of Rs.25,000/-
  • Provide proof that your salary has been credited to a bank account for at least 3 months.
  • Be between the ages 18 to 55 years.
  • Submit a complete application from with the relevant documentation.

How much can I borrow?
Loan amounts will range from Rs.100,000 upwards, depending on your repayment capacity. We at NDB Bank understand your requirment and provide costomized solutions.

Can I afford a Dream Maker personal loan?
Well, you can pay it over a period of 5 years, while you get the best rates in the market. There is only a one time arranging fee, so it's as affordable as it could be.

Can I apply today?
Yes of course you can.

Apply Online Now! or
Download Application Forms

Visit the nearest NDB Bank branch or call 2 44 88 88

*Conditions apply

ICICI Bank

Personal Loans

If you're looking for a personal loan that's easy to get, your search ends here. With minimum documentation you can now secure a loan for an amount up to LKR 1 Mn.

With an ICICI Bank Personal Loan you can get instant money for a wide range of your personal needs like

  • Renovation of your Home
  • Marriage in the Family
  • A holiday with your family
  • Your child's education
  • Buying a laptop or a home theatre
  • Medical expenses or any other emergencies

Whatever be the reason, you no longer need to hold yourself back, just choose an ICICI Bank Personal Loan and put all your worries to rest.


Personal loan with a peace of mind -

ICICI Bank Personal Loans provide a free life insurance cover (including total and permanent disability due to accident or sickness) to the value of the loan outstanding. The insurance cover is for outstanding balance of the Personal Loan as on date of death or total and permanent disability due to accident or sickness, will be covered excluding any defaulted installments *

A loan for everyone

Loans for both Salaried and Self-Employed personnel with the freedom to jointly apply with your spouse.

Quick and hassle free loans

Quick processing time of 24 hours with one time hassle free documentation. No security or personal guarantors required.

Get more from your loan

We offer attractive interest rate with loan from LKR 100,000/- to LKR 1,000,000/- or up to 10 times of the net remuneration, whichever is lower.

Flexible repayment options

You have flexibility to choose the repayment period of up to 5 years (60 installments) and we also allow early settlements at a nominal fee.

Added benefits with our personal loans

A Bank account with a free ATM cum Debit Card giving free access to 800 ATMs island wide, absolutely free of cost. You also get our unique top-up option which allows you to re-borrow the amount that you have paid subject to the eligibility criteria.

Loan Repayment Details

Repayment Tenure

- Minimum tenure of 12 months and a maximum tenure of 60 months for salaried personnel

- Minimum tenure of 12 months and a maximum tenure of 36 months for self-employed personnel

Repayment Mode

- Auto Debit repayment mode with one security post dated cheque for every 6 months

- SLIPS repayment mode

- Undertaking by the company to remit the entire salary or the monthly installment in the designated account

More Information : http://www.icicibank.lk/PersonalLoan.htm


NSB

Personal Loans


NTB

PERSONAL LOANS

Everything you ever dreamed of ……….

In just 24 hours we can make your dreams come true. Personal Loans from Nations Trust Bank, fulfills all your life aspirations in double quick time.

If you are an employed individual, in an organization approved by the bank, you just need to give us:

  • Income statement from your employer (original) confirming period of employment, current job title, salary (Gross & Net) and confirming permanent employment
  • Copy of the National Identity card
  • A recent Salary slip
  • At the time of application you should be aged between 18 to 59 years provided the loan tenure is within The age of retirement.

Features

  • Amounts; Minimum LKR 100,000/- Maximum LKR 4,000,000/-
  • Joint applications will be accepted only with the Spouse.

Repayment
Repayment up to 72 months on floating rates (Up to 60 months on fixed rates)

Interest rate

  • Fixed Interest Rates (on equated monthly installments)
  • Annual Floating Rate
  • Quarterly Floating Rate

Other benefits

  • A life insurance policy protecting the loan outstanding or the total loan amount can be obtained at a nominal fee.

* Approval of all loans will be at the sole discretion of the Bank.

Seylan Merchant

A personal loan featuring simplicity, convenience & speed

Features:

Upto 24 months repayment period

This facility is offered to corporate executives earning a net salary in excess of Rs.12, 000/= per month

The maximum loan that is provided under this facility is restricted to four times of the net salary

Why is Quick Cash Different ?

It is a hassle free loan that can be obtained within 24 hours upon the completion of documents Requested Documents for processing of applications

Copy of National Identity Card or Driving License or Passport

Pay slips for the last two months

Copy of Letter of confirmation or Increment letter from the employer

Required Security ? Two Personal Guarantors


Apply for SMB Quick Cash Facility

More Info : http://www.smblk.com/quickcash.php

Overseas

http://www.completeloansource.com/personal-loans/

http://www.personalloansmania.com/

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